Payment Options for Back Property Taxes – How to Save Your Home

If you’re struggling to get out of debt and dealing with back property tax payments that may leave you and your family home at risk for foreclosure, it’s time to call Home Tax Solutions! We have five offices across the state that allow us to provide local access to low interest property tax loans with great terms in all 254 Texas counties. Keep reading to learn a little more about all of your repayment options for back property taxes and how the Home Tax Solutions team can help you avoid property tax delinquency, fees and foreclosure. If you’re ready to get started working with the Home Tax Solutions team in your neighborhood, take just a few minutes to complete our simple online form. One of our knowledgeable team members will get to work right away reviewing your application. Then, we’ll be in touch to review your options and help you make the best decision to pay off your back property taxes and break free from the quickly accumulating fees associated with these unpaid taxes. 

Deferral Agreements 

For those over the age of 65, disabled individuals, some veterans, and other qualified applicants, deferral agreements may be available for the payment of back property taxes. These deferral agreements protect the homeowner from liens and foreclosure, but interest will accrue on the back taxes until they are repaid. Back taxes and interest are due in full once you leave the home. 

Mandatory or Optional Installment Agreements  

The tax collections agency is required to offer a mandatory installment agreement for the repayment of delinquent property taxes if the owner has made on-time payments of property taxes in the last two years. Optional installment agreements may also be available at the discretion of the appraisal district for homeowners even if they have not made all of their property tax payments on time in the last two years.

Property Tax Loans

Another great option is a property tax loan from the Home Tax Solutions team. We offer low interest rates, great repayment terms, and payment deferrals are even available in some cases. We will work with you to find the best property tax loan options to repay your back taxes right away! This avoids all the growing fees and increasing interest rates associated with delinquent property taxes. Instead, you will get a low, fixed rate loan that you can pay off in small monthly payments and can prepay at any time without a penalty.