Texas property taxes are some of the highest in the U.S., and they’re due right after the holiday season each year on January 31st for the prior year of taxes. This combination can leave many Texas homeowners struggling to make their property tax payments each year. In this blog, we’ll walk through some of the basics of property tax appraisal and payment, but if you ever have questions, make sure to get in touch with your county’s tax office to learn more about their specific policies.
How Does My County Determine My Property Tax Bill?
Property tax bills should be delivered in October each year. The amount you pay is determined by your appraisal district and local taxing units, and the appraisal district assigns a value to your property based on a variety of factors. Homeowners should be notified of their appraised property values in the spring – usually in April or May. If homeowners disagree with the appraised value of their homes, they can file a dispute with the appraisal review board. After the appraisal district certifies the property values, they are sent to taxing authorities who use these numbers to set a taxing rate (percentage of the value of properties in their district) and send out property tax bills in October.
What Are My Property Tax Payment Options in Texas?
The easiest way to get your county’s payment options is to contact your tax collection office directly (the contact information should be on your property tax bill). They should be able to quickly outline your options and answer any other options you may have. Some of the property tax payment options available include:
- Sending a check or money order directly to the tax collection office through the mail or hand delivering the payment in person
- Credit or debit card payments online or over the phone (for which there is usually a fee)
- Deferrals are available for some homeowners over the age of 65, those who are disabled, or disabled veterans in some circumstances
- Property tax loans are also an option that can help you avoid high late payment fees and penalties associated with delinquent property taxes
Need Help Making Your Property Tax Payment?
If you’re worried about covering the cost your property tax bill before the end of the year, please contact Home Tax Solutions today. We can help you explore your property tax loan options and avoid any delinquent property tax penalties or fees. Our knowledgeable team members will be happy to answer any questions you have and help you make a decision you feel confident about.