Our Loan Process is Hassle-free
After we have your completed loan application (over the phone or online), your loan can be approved and a closing date can be scheduled in as little as 24 hours – anywhere in the state of Texas (We close loans out of state as well).
You can choose a first-payment due date and payment schedule that’s convenient for you. By extending the due date, your monthly payment amount will decrease, providing you with a payment plan that fits comfortably within your monthly budget.
1) Apply Online or call at 800-688-7306
Once we have your basic information, we can approve you over the phone.
3) Schedule Closing
After your loan is approved, we will contact you to schedule a convenient time for closing. We can send our closing agent to your home or business to sign the final documents.
2) Loan Underwriting and Approval
When our loan underwriters receive your loan application, we will perform a title search, complete our underwriting and prepare the final closing documents.
4) Your Taxes are Paid
Following a three-day waiting period required by law, Home Tax Solutions will pay your property taxes and send you a paid receipt from your taxing authority.